RICHELIEU HARMONIES

FR0013421575 (USD H)

Discipline and responsiveness

Richelieu Harmonies is an asset allocation fund that combines the analysis of macroeconomic issues, thematic management and transparent and disciplined risk management. Its international allocation is made up of 0 to 35% of its net assets in equities (direct securities, funds, ETFs or futures), the balance being invested in government or corporate bonds depending on opportunities and market trends.

Richelieu Harmonies is the signature fund of Richelieu Gestion’s convictions.
Since June 30, 2021, the fund has incorporated extra-financial criteria into its investment process. Thus, the fund invests in the 80% best-rated issuers in its universe according to Environmental, Social and Governance (ESG) criteria defined internally.

The management objective and investment policy of the fund were modified on 01/09/2019. As such, the performances displayed before this date were achieved in circumstances that are no longer relevant.

As of September 23, 2025

Net asset value

123.91 $

Assets under management

48.90 M €

Performance ytd

5.68 %

Performance 1 year

7.48 %

Performance 5 years

23.59 %

Risk and Return Profile
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Management team

    Johan Bigot

    Gérant

Features

  • AMF classification

    Diversified allocation fund

  • PEA

    Non

  • SFDR

    Article 8

  • Date of origin

    February 25, 2002

  • Reference indicator

    Indice composite (25% Bloomberg Developed Markets Large & Mid Cap NR Index et 75% Bloomberg Barclays Series-E Euro Government 3-5 Yr Bond Index (dividendes / coupons nets réinvestis))

  • Recommended investment period

    > 3 years

Performance trends

Past performance is not a reliable indicator of future performance

As of September 23, 2025 RICHELIEU HARMONIES Reference indicator
Net asset value 123.91 $ 183.26 $
Total net assets 48.90 M € -
YTD 5.68 % 2.38 %
1 year performance 7.48 % 4.92 %
3 years performance 26.23 % 18.91 %
5 years performance 23.59 % 18.04 %
10 years performance - -
Volatility 1 year 3.16 % 4.66 %

Performance since inception ¹ (see characteristics)

RICHELIEU HARMONIES 23.91 %
Reference indicator ² 18.04 %

Annualized performance ¹

RICHELIEU HARMONIES Reference indicator
1 year performance 7.48 % 4.93 %
3 years performance 8.07 % 5.94 %
5 years performance 4.33 % 3.37 %
Performance since inception 3.80 % 2.93 %

Performance scenarios at

The figures shown include all costs of the product itself, but not necessarily all fees due to your advisor or distributor. These figures do not take into account your personal tax situation, which may also affect the amounts you receive. What you receive from this product depends on future market performance. Future market trends are random and cannot be accurately predicted. The unfavorable, intermediate and favorable scenarios presented represent examples using the best and worst performances, as well as the average performance of the product over the last 10 years. Markets may evolve very differently in the future. The stress scenario shows what you could achieve in extreme market situations.

Investment Scenarios for 10,000 EUR Recommended Holding Period of 3 Years If you exit after 1 year If you exit after 3 years
Minimum : There is no guaranteed minimum return. You could lose all or part of your investment.
Stress What you could get after deduction of costs 7 812.00 USD 7 956.00 USD
Average annual return -21.88 % -7.34 %
Unfavorable What you could get after deduction of costs 8 832.00 USD 9 527.00 USD
Average annual return -11.68 % -1.60 %
Moderate What you could get after deduction of costs 10 249.00 USD 10 383.00 USD
Average annual return 2.49 % 1.26 %
Favorable What you could get after deduction of costs 11 497.00 USD 12 400.00 USD
Average annual return 14.97 % 7.43 %

The unfavorable, intermediate and favorable scenarios presented are examples using the best and worst performances, as well as the average performance of the product over the last 10 years. The stress scenario shows what you could achieve in extreme market situations. Markets could evolve very differently in the future. What you get from this product depends on future market performance. Future market trends are random and cannot be accurately predicted.

Documents

Previous versions of regulatory documentation are available on request.

Pursuant to the provisions of EU Regulation No. 833/2014, subscription to units in this fund is prohibited for any Russian or Belarusian national, any natural person residing in Russia or Belarus or any legal person, entity or body established in Russia or Belarus except to nationals of a Member State and natural persons holding a temporary or permanent residence permit in a Member State.

¹ date of first NAV available

² The indicator was until 03/03/2017 a composite of 30% FTSE Eurofirst and 70% Eonia, then the FTSE Eurofirst was replaced by the STOXX Europe 600. It was modified by a 25% composite. Stoxx Global 1800 and 75% Bloomberg Barclays Series-E Euro Government 3-5 Yr Bond until 31/12/2021. The current benchmark is the 25% Bloomberg Developed Markets Large & Mid Cap NR Index and 75% Bloomberg Barclays Series-E Euro Government 3-5 Yr Bond Index. The indicator is calculated net dividends reinvested since 01/01/2013.

The figures quoted relate to past years. Past performance is not a reliable indicator of future performance. Sources: internal and Bloomberg.